Rate Disclosure
All rates displayed on KCBanks.com are for informational purposes only and do not constitute an offer, quote, or guarantee from any financial institution.
How rates are collected
Rates are gathered from institutions' publicly published rate pages via automated daily monitoring, from official regulator data (FDIC BankFind Suite, NCUA), from institution-submitted updates, and from verified manual entry by our team. Every listing shows when it was last verified, and rates not re-verified within 48 hours are flagged or removed from rankings.
What the numbers mean
Deposit rates are displayed as Annual Percentage Yield (APY), which reflects compounding. Actual yields may vary based on your deposit amount, balance tier, account relationship, membership eligibility (for credit unions), and geography. Minimum balances, monthly fees, and early-withdrawal penalties may reduce earnings.
Before you open an account
Rates can change without notice. Always verify the current rate, terms, and fees directly with the institution before making any financial decision. KCBanks.com is not a bank, credit union, broker, or financial advisor, and nothing on this site is financial advice.
Related
See our ranking methodology and advertising disclosure for how rankings are determined and how we make money.