● LIVENAVY FEDERAL CREDIT UNION 1-YR CD 4.00%MAINSTREET CREDIT UNION SAVINGS 5.25%MID-AMERICA BANK MONEY MARKET 3.82%30-YR FIXED FROM 5.50%HELOC FROM 5.24%

Best Bank & Credit Union Rates Near Me

Searching “rates near me” shows you the closest banks — not the ones that pay the most. KCBanks tracks every published rate in the Kansas City metro daily, so the numbers below are the actual best near you, ranked by rate and never by advertising.

Today's best rates in the KC metro

Best 1-year CD near you

Navy Federal Credit Union · 1 KC branch

Best savings account near you

Mainstreet Credit Union · 9 KC branches

Best money market near you

Mid-America Bank · 1 KC branch

Full comparisons: CDs · savings · money market · monthly rate report

Banks & rates in your part of town

Pick your suburb or county — every page lists the institutions with branches there, ranked by their published rates.

Banks near Overland Park

Overland Park, KS

Banks near Olathe

Banks near Lee's Summit

Lee's Summit, MO

Banks near Independence

Independence, MO

Banks near Shawnee

Banks near Leawood

Banks near Lenexa

Banks near Blue Springs

Blue Springs, MO

Banks near Prairie Village

Prairie Village, KS

Banks near Leavenworth

Leavenworth, KS

Banks near Liberty

Banks near Raytown

Banks near Gladstone

Banks near Mission

Banks near Gardner

Banks near Belton

Banks near Raymore

Banks near North Kansas City

North Kansas City, MO

Banks near Jackson County

Jackson County, MO

Banks near Clay County

Clay County, MO

Banks near Platte County

Platte County, MO

Banks near Cass County

Cass County, MO

Banks near Johnson County

Johnson County, KS

Banks near Wyandotte County

Wyandotte County, KS

Banks near Leavenworth County

Leavenworth County, KS

Top credit unions near you

Ranked by KC-metro branch presence — most accept anyone who lives or works in the metro. Every one is NCUA-insured to $250,000.

CommunityAmerica Credit Union

34 branches in the KC metro

Mazuma Credit Union

11 branches in the KC metro

Mainstreet Credit Union

9 branches in the KC metro

5 branches in the KC metro

United Consumers

4 branches in the KC metro

Frontier Community Credit Union

3 branches in the KC metro

3 branches in the KC metro

Azura Credit Union

3 branches in the KC metro

“Near me” questions, answered

How do I find the best savings and CD rates near me?: Search results and map packs show the closest branches, not the best rates — and rates don't care about distance. KCBanks tracks every published bank and credit union rate in the Kansas City metro daily and ranks them purely by APY, so the "best near you" is the actual best, not just the nearest.
Are the credit unions near me safe?: Yes — every credit union listed is NCUA-insured up to $250,000 per member, the same federal protection banks get from the FDIC. Membership at most KC credit unions just requires living or working in the metro.
Does the closest bank have the best rates?: Almost never. The banks with the most branches near you are usually large national institutions — and they consistently pay the lowest deposit rates in our tracking. The best rates in KC typically come from credit unions and community banks you might drive past without noticing.