What is the lowest UMB Bank HELOC rate right now?

UMB Bank's lowest published HELOC rate is 5.49% APR, verified from the institution's published rates.

How do UMB Bank HELOC rates compare in Kansas City?

UMB Bank currently ranks #3 of 10 Kansas City institutions we track for HELOC rates, ranked purely by APR — never by advertising.

Is UMB Bank federally insured?

Yes — deposits are FDIC insured up to $250,000 per depositor (Cert #8273).

UMB Bank HELOC Rates

Bank · FDIC insuredVerified rates

5.49%

lowest APR

Quick answer

UMB Bank's lowest HELOC rate is 5.49% APR — ranking #3 of 10 Kansas City institutions we track for HELOC rates. Verified from published rates and refreshed daily.

All UMB Bank HELOC rates

1 rate

HELOCLowest rate

no min · no fee

5.49%

APR

UMB Bank HELOC rates — FAQ

What is the lowest UMB Bank HELOC rate right now?: UMB Bank's lowest published HELOC rate is 5.49% APR, verified from the institution's published rates.
How do UMB Bank HELOC rates compare in Kansas City?: UMB Bank currently ranks #3 of 10 Kansas City institutions we track for HELOC rates, ranked purely by APR — never by advertising.
Is UMB Bank federally insured?: Yes — deposits are FDIC insured up to $250,000 per depositor (Cert #8273).