Best Banks in Gardner, KS
7 banks and credit unions have branches in Gardner — 6 banks and 1 credit unions. Institutions with published rates are ranked by APY; the rest are listed below.
Quick answer
The best published deposit rate from a Gardner institution right now is 4.30% APY · 2 years CD from Mid-America Bank. KCBanks.com tracks all 7 local institutions daily and ranks purely by rate — never by advertising.
Ranked by published rates
1
Mid-America BankTop rate
Bank · 1 branch in Gardner
4.30% APY · 2 years CD
2
Capitol Federal Savings Bank
Bank · 1 branch in Gardner
4.20% APY · 48 months CD
3
Central National Bank
Bank · 2 branches in Gardner
4.05% APY · 14 months CD
More institutions in Gardner
These don't currently publish rates online — check their profile for branches and contact info.
Arvest Bank
1 branch
Frontier Community Credit Union
1 branch
Patriots Bank
1 branch
The Central Trust Bank
2 branches
Banks in Gardner — FAQ
- How many banks are in Gardner?
- Gardner has 6 banks and 1 credit unions with local branches — 7 institutions in total, all FDIC or NCUA insured.
- Which bank has the best rates in Gardner?
- Among institutions with branches in Gardner, Mid-America Bank currently publishes the highest deposit rate we track: 4.30% APY · 2 years CD. Rankings are based purely on published APY, never advertising.
- Are Gardner banks and credit unions insured?
- Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.