How many banks are in Gardner?

Gardner has 6 banks and 1 credit unions with local branches — 7 institutions in total, all FDIC or NCUA insured.

Which bank has the best rates in Gardner?

Among institutions with branches in Gardner, Central National Bank currently publishes the highest deposit rate we track: 3.90% APY · 2 years CD. Rankings are based purely on published APY, never advertising.

Are Gardner banks and credit unions insured?

Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.

Best Banks in Gardner, KS

7 banks and credit unions have branches in Gardner — 6 banks and 1 credit unions. Institutions with published rates are ranked by APY; the rest are listed below.

Quick answer

The best published deposit rate from a Gardner institution right now is 3.90% APY · 2 years CD from Central National Bank. KCBanks.com tracks all 7 local institutions daily and ranks purely by rate — never by advertising.

Ranked by published rates

Central National BankTop rate

Bank · 2 branches in Gardner

3.90% APY · 2 years CD

Mid-America Bank

Bank · 1 branch in Gardner

3.82% APY · Money Market

More institutions in Gardner

These don't currently publish rates online — check their profile for branches and contact info.

Arvest Bank

1 branch

Capitol Federal Savings Bank

1 branch

Frontier Community Credit Union

1 branch

Patriots Bank

1 branch

The Central Trust Bank

2 branches

Banks in Gardner — FAQ

How many banks are in Gardner?: Gardner has 6 banks and 1 credit unions with local branches — 7 institutions in total, all FDIC or NCUA insured.
Which bank has the best rates in Gardner?: Among institutions with branches in Gardner, Central National Bank currently publishes the highest deposit rate we track: 3.90% APY · 2 years CD. Rankings are based purely on published APY, never advertising.
Are Gardner banks and credit unions insured?: Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.