How many banks are in Independence?

Independence has 13 banks and 9 credit unions with local branches — 22 institutions in total, all FDIC or NCUA insured.

Which bank has the best rates in Independence?

Among institutions with branches in Independence, First Federal Bank of Kansas City currently publishes the highest deposit rate we track: 5.00% APY · Savings. Rankings are based purely on published APY, never advertising.

Are Independence banks and credit unions insured?

Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.

Best Banks in Independence, MO

22 banks and credit unions have branches in Independence — 13 banks and 9 credit unions. Institutions with published rates are ranked by APY; the rest are listed below.

Quick answer

The best published deposit rate from a Independence institution right now is 5.00% APY · Savings from First Federal Bank of Kansas City. KCBanks.com tracks all 22 local institutions daily and ranks purely by rate — never by advertising.

Ranked by published rates

First Federal Bank of Kansas CityTop rate

Bank · 1 branch in Independence

5.00% APY · Savings

CommunityAmerica Credit Union

Credit union · 3 branches in Independence

3.80% APY · 7 months CD

UMB Bank

Bank · 3 branches in Independence

3.71% APY · Money Market

U.S. Bank

Bank · 3 branches in Independence

3.50% APY · Savings

More institutions in Independence

These don't currently publish rates online — check their profile for branches and contact info.

Blue Ridge Bank and Trust Co.

2 branches

BMO Bank

2 branches

Central Communications

Independence Teachers

North American Savings Bank, F.S.B.

1 branch

Public Safety

1 branch

The Central Trust Bank

2 branches

United Consumers

2 branches

Banks in Independence — FAQ

How many banks are in Independence?: Independence has 13 banks and 9 credit unions with local branches — 22 institutions in total, all FDIC or NCUA insured.
Which bank has the best rates in Independence?: Among institutions with branches in Independence, First Federal Bank of Kansas City currently publishes the highest deposit rate we track: 5.00% APY · Savings. Rankings are based purely on published APY, never advertising.
Are Independence banks and credit unions insured?: Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.