Best Banks in Kansas City, MO & KS
146 banks and credit unions have branches in Kansas City — 103 banks and 43 credit unions. Institutions with published rates are ranked by APY; the rest are listed below.
Quick answer
The best published deposit rate from a Kansas City institution right now is 5.99% APY · 84 months CD from Mainstreet Credit Union. KCBanks.com tracks all 146 local institutions daily and ranks purely by rate — never by advertising.
Ranked by published rates
1
Mainstreet Credit UnionTop rate
Credit union · 9 branches in KC metro
5.99% APY · 84 months CD
2
Silver Lake Bank
Bank · 1 branch in KC metro
5.00% APY · Savings
3
First Federal Bank of Kansas City
Bank · 9 branches in KC metro
5.00% APY · Savings
4
TBO Bank
Bank · 1 branch in KC metro
4.08% APY · 9 months CD
5
Argentine Federal Savings
Bank · 2 branches in KC metro
4.05% APY · 6 months CD
6
Busey Bank
Bank · 3 branches in KC metro
4.00% APY · 11 months CD
7
Mazuma Credit Union
Credit union · 11 branches in KC metro
4.00% APY · 48 months CD
8
Southern Bank
Bank · 7 branches in KC metro
4.00% APY · 5 months CD
9
Navy Federal Credit Union
Credit union · 1 branch in KC metro
4.00% APY · 1 year CD
10Union Bank and Trust Company
Bank · 2 branches in KC metro
3.90% APY · 2 years CD
11
Central National Bank
Bank · 2 branches in KC metro
3.90% APY · 2 years CD
12
First State Bank of St. Charles, Missouri
Bank · 3 branches in KC metro
3.90% APY · 7 months CD
13
Mid-America Bank
Bank · 1 branch in KC metro
3.82% APY · Money Market
14
CommunityAmerica Credit Union
Credit union · 34 branches in KC metro
3.80% APY · 11 months CD
15
Community Bank of Missouri
Bank · 1 branch in KC metro
3.80% APY · 7 months CD
16
Midwest Heritage Bank, FSB
Bank · 1 branch in KC metro
3.76% APY · 15 months CD
17
Academy Bank
Bank · 26 branches in KC metro
3.75% APY · 9 months CD
18
UMB Bank
Bank · 35 branches in KC metro
3.71% APY · Money Market
19Community Bank of Raymore
Bank · 3 branches in KC metro
3.71% APY · 3 years CD
20Community Bank of Pleasant Hill
Bank · 1 branch in KC metro
3.71% APY · 3 years CD
21
The Union State Bank of Everest
Bank · 1 branch in KC metro
3.70% APY · 1 year CD
22
Security Bank of Kansas City
Bank · 35 branches in KC metro
3.60% APY · 5 months CD
23
U.S. Bank
Bank · 36 branches in KC metro
3.50% APY · Checking
24
Armed Forces Bank
Bank · 2 branches in KC metro
3.35% APY · 1 year CD
25
Truity Credit Union
Credit union · 1 branch in KC metro
3.00% APY · Savings
26
Great Southern Bank
Bank · 7 branches in KC metro
2.78% APY · Money Market
27
First-Citizens Bank & Trust Company
Bank · 2 branches in KC metro
2.50% APY · 5 months CD
28
Intrust Bank
Bank · 4 branches in KC metro
2.00% APY · Money Market
29
Bank of Weston
Bank · 3 branches in KC metro
1.85% APY · Checking
More institutions in Kansas City
These don't currently publish rates online — check their profile for branches and contact info.
1M
1st Midamerica
1 branch
Adrian Bank
1 branch
America's Community Bank
1 branch
Arvest Bank
20 branches
Azura Credit Union
3 branches
B
B&V
1 branch
Bank 21
1 branch
Bank of America
28 branches
Bank of England
1 branch
Bank of Labor
6 branches
Bank of Odessa
1 branch
Bank of Prairie Village
1 branch
Bison State Bank
1 branch
Blue Ridge Bank and Trust Co.
8 branches
BE
Bluescope Employees'
3 branches
BMO Bank
19 branches
BOKF
5 branches
BN
Burlington Northtown Community
1 branch
Capitol Federal Savings Bank
20 branches
CF
Catholic Family
1 branch
Central Bank of Kansas City
2 branches
CC
Central Communications
2 branches
Citizens Bank
2 branches
Citizens Federal Savings Bank
3 branches
C
City
1 branch
Commerce Bank
38 branches
Community First Bank
1 branch
Community National Bank
3 branches
Connections Bank
3 branches
Core Bank
1 branch
CoreFirst Bank & Trust
2 branches
Cornerstone Bank
1 branch
C
CSD
2 branches
DM
Del Met
1 branch
Emprise Bank
1 branch
Enterprise Bank & Trust
9 branches
Equity Bank
6 branches
Exchange Bank & Trust
5 branches
F & C Bank
1 branch
Farmers Bank & Trust
2 branches
FI
Farmers Insurance
2 branches
Farmers State Bank
1 branch
Fidelity Bank
1 branch
First Bank
1 branch
First Business Bank
1 branch
First Federal Savings and Loan Bank
1 branch
First Heritage Bank
1 branch
First National Bank of Omaha
31 branches
First Option Bank
1 branch
First State Bank and Trust
5 branches
Frontier Community Credit Union
3 branches
Fusion Bank
1 branch
Goppert Financial Bank
2 branches
Great American Bank
3 branches
Hawthorn Bank
7 branches
HNB National Bank
2 branches
HR
Holy Rosary
3 branches
IT
Independence Teachers
1 branch
I
Interfaith
1 branch
JPMorgan Chase Bank
25 branches
KC
K C K Firemen & Police
1 branch
K
K.U.M.C.
2 branches
KC
Kansas City
3 branches
KA
KC Area
3 branches
KF
KC Fairfax
1 branch
KU
KC Unidos
1 branch
Kendall Bank
2 branches
Landmark National Bank
3 branches
Lead Bank
2 branches
Liberty Bank and Trust Company
2 branches
MA
Mid American
1 branch
MR
Midwest Regional
1 branch
MC
Missouri Central
1 branch
Mutual Savings Association
4 branches
National Advisors Trust Company
1 branch
NBH Bank
19 branches
nbkc bank
4 branches
North American Savings Bank, F.S.B.
8 branches
N
Nova
1 branch
Oakstar Bank
5 branches
OMB Bank
2 branches
Outdoor Bank
1 branch
Patriots Bank
1 branch
Peoples National Bank
1 branch
Pinnacle Bank
1 branch
PNC Bank
3 branches
Pony Express Bank
1 branch
Preferred Bank
1 branch
PS
Public Safety
5 branches
QH
Quindaro Homes
1 branch
RG
R G
2 branches
RS
Raytown-Lee'S Summit Community
2 branches
R
Reliance
2 branches
RD
Roberts Dairy Employees
1 branch
Sherwood Community Bank
3 branches
Simmons Bank
3 branches
S
SM
2 branches
Small Business Bank
1 branch
State Bank of Missouri
2 branches
State Street Bank and Trust Company
1 branch
Sterling Bank
1 branch
SR
Summit Ridge
2 branches
Sunflower Bank
2 branches
The Bank of Grain Valley
2 branches
The Central Trust Bank
44 branches
The Citizens National Bank
2 branches
The First National Bank of Louisburg
2 branches
The First Security Bank
1 branch
The Nodaway Valley Bank
2 branches
TriCentury Bank
1 branch
US
U S P L K Employees
1 branch
UC
United Consumers
4 branches
UL
United Labor
1 branch
UO
Unity One
1 branch
Verimore Bank
5 branches
W
Wedevelopment
1 branch
Wells Fargo Bank
5 branches
Banks in Kansas City — FAQ
- How many banks are in Kansas City?
- Kansas City has 103 banks and 43 credit unions with local branches — 146 institutions in total, all FDIC or NCUA insured.
- Which bank has the best rates in Kansas City?
- Among institutions with branches in Kansas City, Mainstreet Credit Union currently publishes the highest deposit rate we track: 5.99% APY · 84 months CD. Rankings are based purely on published APY, never advertising.
- Are Kansas City banks and credit unions insured?
- Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.