Best Banks in Blue Springs, MO
14 banks and credit unions have branches in Blue Springs — 13 banks and 1 credit unions. Institutions with published rates are ranked by APY; the rest are listed below.
Quick answer
The best published deposit rate from a Blue Springs institution right now is 3.80% APY · 7 months CD from CommunityAmerica Credit Union. KCBanks.com tracks all 14 local institutions daily and ranks purely by rate — never by advertising.
Ranked by published rates
1
CommunityAmerica Credit UnionTop rate
Credit union · 2 branches in Blue Springs
3.80% APY · 7 months CD
2
Academy Bank
Bank · 1 branch in Blue Springs
3.75% APY · 9 months CD
3
UMB Bank
Bank · 1 branch in Blue Springs
3.71% APY · Money Market
4
U.S. Bank
Bank · 2 branches in Blue Springs
3.50% APY · Checking
More institutions in Blue Springs
These don't currently publish rates online — check their profile for branches and contact info.
America's Community Bank
1 branch
Bank 21
1 branch
Bank of America
1 branch
Blue Ridge Bank and Trust Co.
2 branches
BMO Bank
1 branch
Commerce Bank
1 branch
Equity Bank
1 branch
JPMorgan Chase Bank
1 branch
NBH Bank
1 branch
The Central Trust Bank
3 branches
Banks in Blue Springs — FAQ
- How many banks are in Blue Springs?
- Blue Springs has 13 banks and 1 credit unions with local branches — 14 institutions in total, all FDIC or NCUA insured.
- Which bank has the best rates in Blue Springs?
- Among institutions with branches in Blue Springs, CommunityAmerica Credit Union currently publishes the highest deposit rate we track: 3.80% APY · 7 months CD. Rankings are based purely on published APY, never advertising.
- Are Blue Springs banks and credit unions insured?
- Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.