Best Banks in Liberty, MO
11 banks and credit unions have branches in Liberty — 11 banks and 0 credit unions. Institutions with published rates are ranked by APY; the rest are listed below.
Quick answer
The best published deposit rate from a Liberty institution right now is 5.09% APY · Checking from Pony Express Bank. KCBanks.com tracks all 11 local institutions daily and ranks purely by rate — never by advertising.
Ranked by published rates
1
Pony Express BankTop rate
Bank · 1 branch in Liberty
5.09% APY · Checking
2
Academy Bank
Bank · 1 branch in Liberty
4.40% APY · 1 year CD
3
Capitol Federal Savings Bank
Bank · 1 branch in Liberty
4.20% APY · 48 months CD
4
UMB Bank
Bank · 1 branch in Liberty
3.86% APY · Money Market
5
U.S. Bank
Bank · 1 branch in Liberty
3.50% APY · Checking
More institutions in Liberty
These don't currently publish rates online — check their profile for branches and contact info.
Bank of America
1 branch
BMO Bank
2 branches
Commerce Bank
1 branch
NB
NBH Bank
1 branch
The Central Trust Bank
1 branch
Verimore Bank
1 branch
Banks in Liberty — FAQ
- How many banks are in Liberty?
- Liberty has 11 banks and 0 credit unions with local branches — 11 institutions in total, all FDIC or NCUA insured.
- Which bank has the best rates in Liberty?
- Among institutions with branches in Liberty, Pony Express Bank currently publishes the highest deposit rate we track: 5.09% APY · Checking. Rankings are based purely on published APY, never advertising.
- Are Liberty banks and credit unions insured?
- Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.