How many banks are in Raytown?

Raytown has 6 banks and 4 credit unions with local branches — 10 institutions in total, all FDIC or NCUA insured.

Which bank has the best rates in Raytown?

Among institutions with branches in Raytown, First Federal Bank of Kansas City currently publishes the highest deposit rate we track: 5.00% APY · Savings. Rankings are based purely on published APY, never advertising.

Are Raytown banks and credit unions insured?

Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.

Best Banks in Raytown, MO

10 banks and credit unions have branches in Raytown — 6 banks and 4 credit unions. Institutions with published rates are ranked by APY; the rest are listed below.

Quick answer

The best published deposit rate from a Raytown institution right now is 5.00% APY · Savings from First Federal Bank of Kansas City. KCBanks.com tracks all 10 local institutions daily and ranks purely by rate — never by advertising.

Ranked by published rates

First Federal Bank of Kansas CityTop rate

Bank · 1 branch in Raytown

5.00% APY · Savings

CommunityAmerica Credit Union

Credit union · 1 branch in Raytown

3.80% APY · 7 months CD

UMB Bank

Bank · 1 branch in Raytown

3.71% APY · Money Market

U.S. Bank

Bank · 1 branch in Raytown

3.50% APY · Savings

More institutions in Raytown

These don't currently publish rates online — check their profile for branches and contact info.

Bank of America

1 branch

Blue Ridge Bank and Trust Co.

1 branch

Commerce Bank

1 branch

Raytown-Lee'S Summit Community

Banks in Raytown — FAQ

How many banks are in Raytown?: Raytown has 6 banks and 4 credit unions with local branches — 10 institutions in total, all FDIC or NCUA insured.
Which bank has the best rates in Raytown?: Among institutions with branches in Raytown, First Federal Bank of Kansas City currently publishes the highest deposit rate we track: 5.00% APY · Savings. Rankings are based purely on published APY, never advertising.
Are Raytown banks and credit unions insured?: Yes — every institution listed is federally insured: banks by the FDIC and credit unions by the NCUA, protecting deposits up to $250,000 per depositor, per institution.